For Insurance Professionals
Documented Safety. Not Just a Promise.
SafeMark provides actuarially-grounded risk signals based on facility-specific safety assessments. Not a snapshot — a documented improvement trajectory over time.
The Actuarial Case
Safety investment reduces claims. The evidence is clear.
Wurzelbacher, Bertke & Lampl (2014) — American Journal of Industrial Medicine
66%
Reduction in WC claim frequency
78%
Reduction in lost-time claims
81%
Reduction in paid costs per employee
PMCID: PMC4504420 — Insurer-supported safety engineering interventions in workers' compensation
What SafeMark Gives Your Underwriting Team
Facility-Specific Scoring
Seven weighted categories grounded in OSHA, NFPA, and IFC/IBC standards. Not a self-reported questionnaire — a guided physical walkthrough with photo documentation.
Improvement Trajectory
SafeMark tracks improvement over time. You see not just where a business stands today, but whether they're actively investing in getting better. Trajectory matters more than snapshots.
FD Partnership Signal
Businesses that activate a SafeMark Partnership with their local fire department are sharing pre-incident planning data. That's a proactive risk reduction signal no other platform provides.
The Market Gap
No carrier has a published rate filing or underwriting guideline that explicitly rewards businesses for using a named third-party safety assessment platform, proactively sharing pre-incident planning data with their local fire department, or demonstrating safety improvement trajectory over time.
FM Global's Resilience Credit, Zurich's integration of AI-scored property data, and Travelers' BOP 2.0 stacked discounts all demonstrate carrier appetite for documented safety signals. SafeMark standardizes what those programs evaluate manually.
SafeMark at scale does what carrier field engineers do one building at a time — and generates the documentation to prove it.
Go Deeper
Read the full research — carrier programs, state discount programs, and the complete actuarial evidence.
Read the Insurance Research ReportExplore SafeMark for Your Book of Business
We're building partnerships with carriers who want better risk signals. Let's talk.
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